What the Equity Release Council Actually Guarantees in 2026 (and the 3 Things It Does Not Cover)
The Equity Release Council sets consumer protection standards for UK lifetime mortgages under its Quality Standard and Approved Member framework. Its rules define structural safeguards such as the no negative equity guarantee, secure tenure for life, capped or fixed interest rates, portability, and mandatory independent legal advice. These protections apply only to ERC-approved lenders and […]
