SBA 504 vs Commercial Mortgage for Real Estate: Balloon Payment Risk Compared

Interest rates have whipsawed for two years, and many owners who took five- or seven-year bank notes in 2019 now face balloon payments just as credit tightens. A 504 loan can switch you to a safer lane: the SBA-backed slice stays fixed for 25 years, trimming both rate shock and refinance risk. In the pages […]